Small Business Loan Fund
About AVANZA
Most lenders look at your credit score and stop there. AVANZA looks at the full picture — your revenue, your goals, and your vision. We offer loans from $2,500 to $150,000 to Arizona businesses with at least 12 months of revenue, with no rigid collateral requirements. We call it relationship-based lending.
Loan terms:
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Interest rate: As low as 6%, fixed
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Loan amount: $2,500 – $150,000
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Terms: Up to 7 years
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No prepayment penalty
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No minimum credit score required for approval
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No collateral required
To qualify:
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At least 12 months of business revenue
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Registered and in good standing in Arizona
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Independently owned and operated
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Open to our free business education and coaching (it's worth it)
Eligible Uses
Working Capital
Equipment
Facade Improvements
Energy Upgrades
Interior Upgrades
In order to apply for a loan, we do require attendance to a Loan Orientation (offered in Spanish and English).
This brief step can save you tons of time in the long run since you can submit your application with confidence and speed.
How to Apply
3
GO!
After you complete the Loan Orientation Session, an application link will be sent to you.
More questions? Want to connect with our team directly?
Fernando Garate
Community Lending Associate
communitylending@groundswellcapital.org
(520) 222-7550
Se Habla Español
Not sure if you're ready?
Take Capital Compass, a short self-assessment built with Growth Partners Arizona that helps you understand where you are as a business owner right now.
CAPITAL COMPASS
Capital Compass Entrepreneur Profile, a short, reflective experience that helps you understand your current operating style as a business owner. The goal is not evaluation, but recognition, helping entrepreneurs feel seen and grounded in where they are right now.