
Together We Build:
Zero-Interest Loans for Small Business Success
High Impact 0% Interest Microloan
About Juntos
The Juntos Program is aimed at empowering individuals to improve their professional skills and job readiness.
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We partner with a variety of training and education programs across the state who are helping Arizonans in the trades and other critical job paths.
We reduce obstacles for their graduates by providing a 0% interest microloan to support their ongoing success. These funds can be used to pay for startup costs, certifications, and other related expenses to their new chosen career path.
By supporting entrepreneurs in the trades we are supporting economic development across Arizona enhancing our workforce, and creating opportunities for diverse small businesses.

How it Works:
To be eligible for the Juntos Fund, you must be enrolled in a partner-approved program, course, or certification. Depending on your program, at enrollment or at graduation - you are eligible to receive a 0% interest loan from Groundswell Capital to help jump-start the next part of your journey!
The Basics
p to $2,000 loan
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0% Interest
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No pre-payment penalty
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12 month term
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No collateral required
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Credit score is not a factor for approval
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Loan includes a one-time origination fee of $150.00
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Requirements ​
Participant must attend 80% of the classes, be an active participant, and be approved by a partner-approved program.
New Benefits
Recipients of the Juntos Loan can now access enhanced benefits through new partnerships with Vantage West Union and Growth Partners Arizona. Along with a 0% loan, you can enjoy:
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A FREE business finance boot and FREE mentorship from Growth Partners Arizona
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A business bank account at Vantage West Credit Union with all fees waived for a year
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A $100 stipend to jumpstart your new business bank account
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These benefits to help your new business start strong and offer the financial and confidence you need to succeed.
Current Approved Workforce Education Partners
LashFactor is one of the first med spas in Tucson to be State Board certified to offer Eyelash Extension classes. This partnership includes up to a $2,500 0% interest loan and a "business in a box" model to kickstart your own businesses in the aesthetic trades
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Contact Information:
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(520) 406-6539
Praxis Portal Institute offers a 6-month Construction Foundations course, which provides hands-on
training in general construction disciplines including but not limited to:
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Framing
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Roofing
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Window & Door Installation
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Electrical
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Plumbing
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Insulation
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Drywall
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Texture, Painting, and Flooring
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Cabinetry & Finish Carpentry
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Siding
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Graduates also receive exam preparation for the Statutes and Rules Exam (SRE) to qualify for the
R-62 (Handyman) License through the Arizona Registrar of Contractors. Successful completion
results in a Certificate of Completion and support for job placement or entrepreneurship.
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Participants in this program will have access to a 0% interest loan of up to $2,000 per student ($500 for enrollment and up to $2000 upon graduation)
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Contact Information:
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(520) 909 6869

Become an Approved Partner
If you are a workforce development organization offering technical education training to Arizonans, we would be thrilled to collaborate with!
We tailor each partnership to suit the needs of your clients and students. Reach out to to discover how to become a partner and access 0% interest capital for your program.
Thank You to Our Partners


