Zero-interest loans to start a new trade.
For graduates of workforce training programs across Arizona.

About Juntos
Juntos is a 0% interest microloan program for graduates of approved workforce training programs — people who've learned a trade, earned a certification, or completed a course and just need a financial bridge to launch.
We partner with training programs in the trades and skilled services across Arizona. When you graduate, a loan of up to $2,500 is available with no interest, no collateral, and no credit score requirement.
Use the funds for tools, licenses, certifications, startup costs, or anything else your new path requires.

How it Works
To be eligible for the Juntos Fund, you must be enrolled in a partner-approved program, course, or certification. Depending on your program, at enrollment or at graduation - you are eligible to receive a 0% interest loan from Groundswell Capital to help jump-start the next part of your journey!
The Basics
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0% Interest
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No pre-payment penalty
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12 month term
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No collateral required
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Credit score is not a factor for approval
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Loan includes a one-time origination fee of $150.00
Requirements
Participant must attend 80% of the classes, be an active participant, and be approved by a partner-approved program.
Currently Approved Workforce Education Partners

The apprenticeship program at Adrianna Hill Salon helps prepare new hairstylists for a career. The program doesn’t just teach technical skills, but develops confident, creative professionals who can thrive both inside and outside the salon. The Juntos Loan helps to cover licensing a equipment costs.
Contact Information:

LashFactor is one of the first med spas in Tucson to be State Board certified to offer Eyelash Extension classes. This partnership includes up to a $2,500 0% interest loan and a "business in a box" model to kickstart your own businesses in the aesthetic trades
Contact Information:
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(520) 406-6539

LEVEL UP! is a business incubator of creative entrepreneurs led by author and poet, Logan Phillips in collaboration with Groundswell Capital. Graduates have access to a Juntos Loan to help accelerate their business goals.
Contact Information:
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Learn more and register here: https://www.groundswellcapital.org/levelup

Become an Approved Partner
If you are a workforce development organization offering technical education training to Arizonans, we would be thrilled to collaborate with!
We tailor each partnership to suit the needs of your clients and students. Reach out to to discover how to become a partner and access 0% interest capital for your program.

Praxis Portal Institute offers a 6-month Construction Foundations course, which provides hands-contraining in general construction disciplines.
Participants in this program will have access to a 0% interest loan of up to $2,500 per student ($500 for enrollment and up to $2000 upon graduation)
Contact Information:
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(520) 909 6869

Nation of Barbers Academy, is a Tucson-based vocational training institution providing hands-on barbering education and career preparation. Students complete 1,200 required hours of education and practical training to complete the program and prepare to take the Arizona State Board examination for barber licensure. The Academy prepares students for careers in the barbering industry, including pathways to employment and entrepreneurship.
Contact Information:
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nationofbarbers.com
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446 N. Campbell Ave Suite 120
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520-624-0131
Thank You to Our Partners




