Need Help?
lending@groundswellcapital.org
We serve all Arizona homeowners — with additional programs and rate discounts available for:
MANUFACTURED HOMES
VETERANS
SENIORS
FEMALE-HEAD-OF-HOUSEHOLDS
INDIVIDUALS WITH DISABILITIES
LOW-INCOME
LOW CREDIT SCORE
For homeowners banks often turn down.
Groundswell Capital's mission is to remove barriers to accessing capital.
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EarthWise offers below-market personal loans for home improvement projects across Arizona. The qualifications are simple: you own the home, you have provable income, and your property taxes are current.
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No minimum credit score.
No income ceiling or floor.
No home equity required.
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We vet each and every contractor in our program to ensure that your project is completed successfully each and every time!
Eligibility:
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Primary Applicant must be the owner or next of kin of the residential subject property
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Home must be located in Arizona
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Applicant(s) must prove ability to pay (i.e., Employment, Social Security, Disability, etc.)
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Property Taxes must be current
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Home Mortgage loans must be current (with proof)
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Primary Applicant cannot have a bankruptcy in the past 12 months
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Co-signer or cash collateral may be required depending on the Applicant(s) previous payment history
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Mobile homes must be affixed to the ground to qualify (not mobile homes with license plates)
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Veterans, seniors, female head-of-households, persons with a disability, low-income, or individuals with low credit may have additional programming opportunities
Explore the program.
EarthWise Green Loans finance numerous home projects.
Storm Resilience
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Window Repair
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Window Replacement
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Doors
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Garage Doors
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Hurricane Shutters & Fasteners
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Window Shutters
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Hail Protection
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Exterior Siding
Weatherization
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Weatherization
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Insulation and Air Sealing
Solar Products
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Solar Photovoltaic (PV) Panels
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Solar Water Heater
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Solar Pool Heater
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Solar Pool Pump
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Solar Attic Fan
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Window Film and Solar Screens
Sewer & Water
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Pool Pump
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Low-flow: Toilet, Shower, or Aerator
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Septic to Sewer Conversion
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Sewer Lateral Line Replacement
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Irrigation Package
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Rain Water Barrel
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Cistern
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Sprinkler Heads
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Drip Irrigation
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Electric Water Heater
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Gas Water Heater
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Plumbing
Air Conditioning
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HVAC
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Duct Testing & Repair
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Ceiling and Attic Fans
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Programmable Thermostat
Accessibility
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Wheelchair Ramps
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Stair Lifts
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Walk-in Tubs and Showers
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Doorway and Hallway Widening
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Assistive Technologies
A trusted community of contractors at your fingertips.
Many families looking into clean energy frequently feel frustrated with the process and struggle to find the right partners.
We carefully screen every contractor in our network, check pricing, and offer continuous project management coordination from start to finish.
Loan Terms
Our loans have a 5.49% all-inclusive coordination fee that covers project management end to end.